If you drive a car in the UAE then, just like almost every other country around the world, having car insurance is mandatory. You will need to have third-party or full insurance, and between the two, full insurance is preferable. Car rental in the UAE usually involves insurance as part of a standard agreement, but it is important to make sure you have the right level of coverage.
Peace of mind
The most important reason for having comprehensive car insurance on your rental car is peace of mind. When booking your rental car, it is important to know what kind of insurance is involved and how wide your coverage is. We recommend that you have a list of ‘must-haves’ when you’re looking for car rental insurance, which should include:
Roadside breakdown and recovery service
This is essential if you’re planning on doing any cross-country road-trips in your rental car, especially if you’re going to be crossing desert regions. Make sure your insurance has breakdown and maintenance arrangements and you know exactly what is being offered?
Personal accident cover
This is the main reason for auto insurance, but if you’ve only taken out third party cover then you’re not insured for injuries to yourself as the driver. Make sure your coverage provides you with comprehensive coverage for personal accidents, especially if you are a foreign national.
If you renta car with Kohistan Car Rental in the UAE, we will always ensure that you have the correct level of insurance included in your rental agreement to give you full legal compliance with all current legislation. Although you can already insure a car rental through credit card benefits or other insurance policies, they may not cover your driving properly in the UAE and may only provide insurance for things such as claims made against you as a result of the loss of personal property (for example, if the car is stolen and your personal property is in the vehicle at the time).
What it can’t cover is car theft itself, so you need to make sure you have the right type of insurance.
UAE law requires tenant companies such as Kohistan rent a car to provide a minimum level of insurance to comply with current legislation. On top of that, there are other main optional cover plans you can choose from:
· Super Collision Damage Waiver
· Personal Accident Insurance
The level of cover you take out depends entirely on your requirements, and what you think is necessary.
Our Most Important Tip: Find a collision damage waiver or loss waiver, which will take any financial responsibility in case of theft or damage to your rental car.
Quick and easy
Whereas organizing car insurance can be a long and complicated process in some countries, if you sort out your cover as part of your rental agreement, it’s much easier and far quicker. In fact, it is important to talk to your representative to find out what is covered in your basic package and then add additional coverage that you may feel. You do not even have to buy insurance that you do not need and it only lasts for the duration of the rental agreement. This means that if you are driving in the UAE for only two weeks, your insurance coverage will expire as soon as you return the keys to your Kohistan rent a car representative. Buying auto insurance through your rental company means you can decide how much or how much to spend on your coverage. If you have any questions about car insurance in the UAE, contact Kohistan Car Rental, who will be happy to guide you through the process.