The Benefits of Car Rental Insurance
If you drive
a car in the UAE then, just like almost every other country around the world,
having car insurance is mandatory. You will need to have third-party or full
insurance, and between the two, full insurance is preferable. Car rental in the
UAE usually involves insurance as part of a standard agreement, but it is
important to make sure you have the right level of coverage.
Peace of mind
The most important reason for having comprehensive car insurance on your rental car is
peace of mind. When booking your rental car, it is important to know what kind
of insurance is involved and how wide your coverage is. We recommend that you
have a list of ‘must-haves’ when you’re looking for car rental insurance, which
should include:
Roadside breakdown and recovery service
This is
essential if you’re planning on doing any cross-country road-trips in your
rental car, especially if you’re going to be crossing desert regions. Make sure
your insurance has breakdown and maintenance arrangements and you know exactly
what is being offered?
Personal accident cover
This is the
main reason for auto insurance, but if you’ve only taken out third party cover
then you’re not insured for injuries to yourself as the driver. Make sure your
coverage provides you with comprehensive coverage for personal accidents,
especially if you are a foreign national.
Legal compliance
If you renta car with Kohistan Car Rental in the UAE, we will always ensure that you have the correct level of insurance included in your rental agreement to give you full
legal compliance with all current legislation. Although you can already insure
a car rental through credit card benefits or other insurance policies, they may
not cover your driving properly in the UAE and may only provide insurance for
things such as claims made against you as a result of the loss of personal
property (for example, if the car is stolen and your personal property is in
the vehicle at the time).
What it
can't cover is car theft itself, so you need to make sure you have the right
type of insurance.
UAE law
requires tenant companies such as Kohistan rent a car to provide a minimum
level of insurance to comply with current legislation. On top of that, there
are other main optional cover plans you can choose from:
·
Super
Collision Damage Waiver
·
Personal
Accident Insurance
The level of
cover you take out depends entirely on your requirements, and what you think is
necessary.
Our Most
Important Tip: Find a collision damage waiver or loss waiver, which will take
any financial responsibility in case of theft or damage to your rental car.
Quick and easy
Whereas organizing
car insurance can be a long and complicated process in some countries, if you
sort out your cover as part of your rental agreement, it’s much easier and far
quicker. In fact, it is important to talk to your representative to find out
what is covered in your basic package and then add additional coverage that you
may feel. You do not even have to buy insurance that you do not need and it
only lasts for the duration of the rental agreement. This means that if you are
driving in the UAE for only two weeks, your insurance coverage will expire as
soon as you return the keys to your Kohistan rent a car representative. Buying
auto insurance through your rental company means you can decide how much or how
much to spend on your coverage. If you have any questions about car insurance
in the UAE, contact Kohistan Car Rental, who will be happy to guide you through
the process.